Underwriting Resources

Exclusive and effective underwriting relationships are a critical point of distinction between IMO providers and an arena that can truly differentiate your BGA. LifeMark Partners is devoted to maintaining and expanding elite underwriting resources to help increase the placement of your producers’ business. Through our partnership, gain access to:


Swiss Re and Hannover Re Underwriting Manuals & Online Reference Library

Provide your staff with an up-to-date, state-of-the art reference guides to enhance their underwriting knowledge and ability to facilitate the new business process. In addition to direct access to the Swiss Re and Hannover Re manuals used by most carriers today, our BGA partners acquire access to the exclusive Swiss Re resource, the “Medical Education Reference Library” (MERL). This state of the art and up-to-date reference material covers common medical impairments and conditions as well as provides an accreditation program for your staff keeping their underwriting skills sharp.


Exclusive Reinsurance Programs 

Facultative Offers
For cases in which a carrier postpones or requires additional information or tests that your producer resists, we have developed an exclusive program with Gen Re that provides a facultative outlet. Gen Re has agreed to underwrite based on the current file and, when possible, make a facultative offer to one of your carriers to help you place more of these difficult cases.

Excess Capacity
At LifeMark Partners, we provide capacity to handle large cases with a single carrier and single underwriting process for up to a $70 million per case. This allows for your producers to place big cases without triggering jumbo reinsurance pool complications.


LifeMark Medical Director

LifeMark has direct access to an experienced Medical Director, available to answer questions before a file is submitted to a carrier. 

 

Continue reading to learn more about LifeMark Partner’s product knowledge & case design resources, or contact us or give us a call at 410-837-3022 to discuss becoming a partner BGA.